Lower Commercial Auto Rates

Want to Lower Your Commercial Auto Insurance Costs? Start with Telematics.

If your business operates a fleet—even just a few vehicles—you should be looking into telematics.

Telematics systems monitor driving behavior like speeding, harsh braking, idling, and even seatbelt use. The result?
✅ Safer driving habits
✅ Fewer claims
✅ Lower premiums

Insurance carriers love data. When they see your fleet is being operated responsibly, many will reward you with rate credits, improved loss ratios, or reduced deductibles.

Even better: the insights help you as the owner or fleet manager run a tighter, more efficient operation.

At CS&A Insurance, we help businesses integrate telematics into their safety programs—and then use that data to negotiate better rates with our carrier partners.

Curious if your fleet qualifies? Let’s chat.