Commecial Auto Insurance

Commercial auto insurance for a brewery provides coverage for vehicles owned, leased, or used by the brewery for business purposes, such as delivering beer, transporting raw materials, or making sales trips. This type of insurance protects the brewery from financial liability if one of its vehicles is involved in an accident, causing injury, property damage, or other losses.

What We Offer

LIABILITY COVERAGE

Covers bodily injury and property damage caused to others in an accident where the brewery’s driver is at fault. This includes medical bills, repair costs, and legal expenses.

PHYSICAL DAMAGE COVERAGE

Includes collision coverage (for damage to the brewery’s vehicle in an accident) and comprehensive coverage (for damage from non-collision events like theft, vandalism, fire, or natural disasters).

UNINSURED/UNDERINSURED MOTORIST COVERAGE

Protects the brewery if one of its vehicles is hit by a driver who either lacks insurance or has insufficient coverage to pay for the damage or injuries caused.

MEDICAL PAYMENTS OR PERSONAL INJURY PROTECTION (PIP)

Covers medical expenses for the driver and passengers of the brewery’s vehicle, regardless of fault, following an accident.

HIRED AND NON-OWNED AUTO COVERAGE

Provides liability protection for vehicles not owned by the brewery but used for business purposes, such as employee-owned vehicles or rented vehicles.