Equipment Breakdown
Equipment breakdown endorsement coverage for a brewery provides protection against the financial loss caused by the sudden and accidental failure of critical brewing equipment. This coverage, often added as an endorsement to a commercial property policy, helps cover the costs of repair or replacement of essential machinery, as well as any associated business interruptions resulting from the breakdown.
What We Offer
REPAIR OR REPLACEMENT COSTS
Covers the cost of repairing or replacing brewing equipment that has failed due to mechanical issues, electrical surges, pressure system failures, or operator error.
BUSINESS INTERRUPTION
If the equipment breakdown halts or slows down the brewing process, the policy can cover lost income during the downtime and additional expenses incurred to resume operations.
SPOILAGE
Covers losses from spoiled beer or ingredients due to equipment failure, such as refrigeration systems breaking down and causing ingredients to go bad.
DIAGNOSTIC AND INSPECTION COSTS
May cover the cost of diagnosing the cause of the equipment failure or necessary inspections to prevent future breakdowns.
Boiler And Machinery Insurance
Boiler and machinery insurance for a brewery provides coverage for the repair or replacement of critical equipment that is damaged due to mechanical or electrical failure, as well as any associated losses caused by the breakdown. This insurance is particularly important for breweries, as they rely heavily on boilers, pressure vessels, and other machinery for brewing, fermenting, and packaging beer.
BOILER COVERAGE
Covers damage to boilers and other pressure equipment used in brewing operations. This includes the cost of repairing or replacing the boiler if it explodes or malfunctions.
MACHINERY COVERAGE
Provides protection for essential brewing equipment such as kettles, fermenters, refrigeration systems, bottling/canning machines, and other mechanical systems that could break down.
BUSINESS INTERRUPTION
If the breakdown of covered equipment causes a halt in brewery operations, the policy can cover lost income and additional expenses incurred to keep the business running while repairs are made.
PROPERTY DAMAGE
Covers the cost of repairs or replacements for any property damaged because of equipment failure, such as if a boiler explodes and damages surrounding equipment or the building.
SPOILAGE
Covers losses due to spoiled beer or ingredients resulting from machinery failure, such as refrigeration systems breaking down and causing beer or raw materials to spoil.
